Current Loan Rates

Current Loan Rates - Effective: 10/24/2023

Auto / Truck / Motorcycle - NEW & USED

Term Annual Percentage Rate (as low as) Cost per Thousand Conditions
7 Years 8.49% $15.83 120% LTV
6 Years 7.49% $17.29 120% LTV
5 Years 6.99% $19.80 120% LTV
4 Years 6.99% $23.943 120% LTV
3 Years 6.49% $30.64 120% LTV

*6 and 7 year terms only available for 2022 and newer (requires minimum amount of $15,000)

*Vehicles over 10 years (2013 and older) get signature loan rate and term

Looking for a New Recreational Vehicle?!

RV's (Boats, Jet Skis, Snowmobiles, Camping Trailers, ATVs, Motor Homes)

Term Annual Percentage Rate (as low as) Cost per Thousand Conditions
15 Years 9.24% $10.29 120% LTV
10 Years 8.74% $12.53 120% LTV
7 Years 8.49% $15.83 120% LTV
6 Years 7.49% $17.29 120% LTV
5 Years 6.99% $19.80 120% LTV
4 Years 6.99% $23.94 120% LTV
3 Years 6.49% $30.64 120% LTV

6 years and 7 years requires minimum amount of $15,000.

10 years and 15 years requires minimum amount of $50,000.

Other Secured Loans

Product Term Annual Percentage Rate (as low as) Conditions
Share/Cert. 5 Years Varies 3% over APY, 7% APR minimum

Unsecured

Product Term Base Annual Percentage Rate Cost per Thousand
Signature 5 years   10.90% $21.69
Signature 4 years   9.90% $25.31
Signature 3 years   9.90% $32.22
Signature 2 years   9.90% $46.10
Signature 1 year   9.90% $87.87
LOC 3 years 10.50% $32.50
Credit Card 3 years   8.90% $31.75

Home Loans

Product Annual Percentage Rate (as low as) Details
Home Equity Line of Credit 8.40% (Prime Rate less .10%) subject to change on the first business day of the month, 100% financing on primary residence, 1.5% or $50.00 minimum monthly payment, $5,000.00 minimum loan, no annual fee, ten-year draw period. Members pay fees and all closing costs.
In-House First Mortgage - 5 Year Fixed Contact the credit union for rates Contact the credit union for details.
In-House First Mortgage - 10 Year Fixed Contact the credit union for rates Contact the credit union for details.
In-House First Mortgage - 15 Year Fixed Contact the credit union for rates Contact the credit union for details.
In-House Second Mortgage - 5 Year Fixed 7.490% Contact the credit union for details.
In-House Second Mortgage - 10 Year Fixed 7.740% Contact the credit union for details.
In-House Second Mortgage - 15 Year Fixed 7.990% Contact the credit union for details.
30 Year First Mortgage Contact the credit union for rates Contact the credit union for details.
Construction Loans Contact the credit union for rates Minimum down payment of 20%. Terms are 6 to 9 months and single payment. Pre-approval by Fannie Mae or the credit union for the end-loan is required. Member pays all closing costs.
Lot/Land Loans Contact the credit union for rates Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.

APR = Annual Percentage Rate. All rates are subject to change.