Savings
Great rates, flexible accounts!
Your Credit Union offers some of the best interest rates on the market. Whether you are saving for a more secure future, a sunny vacation or a college education, we’ve designed our savings accounts to help you meet the goals important to you.
Use direct deposit or payroll deduction to make saving automatic and easy. And you can link your savings account to your GCU checking account as overdraft protection.
Since we are federally insured by the NCUA, your personal savings account is insured up to $250,000.
• College Savings
• Money Market Accounts
• High-rate Certificates
• Christmas Club
• Vacation Accounts
Account Type |
Rate |
APY |
Minimum |
|
Share Account |
0.250% |
0.25% |
$25 |
|
Special Share Account |
0.250% |
0.25% |
$0.01 |
|
Vacation Club Account |
0.250% |
0.25% |
$0.01 |
|
Christmas Club Account |
0.250% |
0.25% |
$0.01 |
|
Escrow/Educational Account |
0.250% |
0.25% |
$0.01 |
|
Free Checking Account |
0.200% |
0.20% |
$500 (no minimum to open) |
Certificates |
|||
|---|---|---|---|
Term |
Rate |
APY |
Minimum |
|
6 Months |
0.549% |
0.55% |
$1,000 |
|
9 Months |
0.648% |
0.65% |
$1,000 |
|
12 Months |
0.996% |
1.00% |
$1,000 |
|
18 Months |
1.145% |
1.15% |
$1,000 |
|
24 Months |
1.244% |
1.25% |
$1,000 |
|
36 Months |
1.393% |
1.40% |
$1,000 |
Money Market Account |
|||
Rate |
APY |
Minimum |
|
|
0.150% |
0.15% |
$.01 – 4,999.99 |
|
|
0.350% |
0.35% |
$5,000 – 9,999.99 |
|
|
0.449% |
0.45% |
$10,000 – 24,999.99 |
|
|
0.449% |
0.45% |
$25,000 – 49,999.99 |
|
|
0.499% |
0.50% |
$50,000 – 74,999.99 |
|
|
0.549% |
0.55% |
$75,000 – 99,999.99 |
|
|
0.648% |
0.65% |
$100,000 – above |
|
|
APY = Annual Percentage Yield |
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