Current Rates

Current Loan Rates

Auto/Truck/Motorcycle

As low as 1.99%*

Recreational Vehicles

1.99% APR to 3.99% APR

Home Equity Line of Credit

Prime Rate Less 0.10% – Variable. Same rate up to 100% equity!

In-House First Mortgage

2.85% APR (5 year fixed), 3.00% APR (10 year fixed), 3.30% APR (15 year fixed)

20 and 30 Year Fixed Mortgage (Fannie Mae)

Please call for current rates. Subject to change daily.

Home Equity (Second Mortgage)

4.5% APR (5 year fixed), 4.4%APR (10 and 15 year fixed)

Student Loans

Low rates from 1.9-3.9% APR, flexible repayment options

Line of Credit

10.5% APR

Visa Credit Card

8.9% fixed APR

 

Current Savings Rates

Account Type

Rate

APY

Minimum

Share Account

0.250%

0.25%

$25

Special Share Account

0.250%

0.25%

$0.01

Vacation Club Account

0.250%

0.25%

$0.01

Christmas Club Account

0.250%

0.25%

$0.01

Escrow/Educational Account

0.250%

0.25%

$0.01

Free Checking Account

0.200%

0.20%

$500 (no minimum to open)

Certificates

Term

Rate

APY

Minimum

6 Months

0.549%

0.55%

$1,000

9 Months

0.648%

0.65%

$1,000

12 Months

0.996%

1.00%

$1,000

18 Months

1.145%

1.15%

$1,000

24 Months

1.244%

1.25%

$1,000

36 Months

1.393%

1.40%

$1,000

Money Market Account

Rate

APY

Minimum

0.150%

0.15%

$.01 – 4,999.99

0.350%

0.35%

$5,000 – 9,999.99

0.449%

0.45%

$10,000 – 24,999.99

0.449%

0.45%

$25,000 – 49,999.99

0.499%

0.50%

$50,000 – 74,999.99

0.549%

0.55%

$75,000 – 99,999.99

0.648%

0.65%

$100,000 – above

 

APY = Annual Percentage Yield. Rates effective 1/1/18. All rates are subject to change.

*If your paycheck or social security check is direct deposited in your checking account. Includes checking discount (up to 60 months)