Member advantages: easier terms, easier payback

GCU loans are designed to help you reach your financial and lifestyle goals. When you need the money, we’ll help you secure it. Great terms and low rates are just the beginning. Our staff can help you choose the loan or line of credit that best serves your needs now and over the course of the repayment. Lines of credit are accessed simply by writing a check. And repayment for loans and lines of credit is made easier with payroll deduction.

Remember, you can apply online anytime! Use our online loan calculator to see what terms fit your needs.

Boat and RV Loans • Auto Loans • Home Mortgages • Home Equity • Lines of Credit • Student Loans

Questions? Call 608-775-4715 or 1-800-362-9567 ext. 54715 or email

Visa Credit Card

8.9% fixed APR

Current Loan Rates


As low as 1.99%*

Recreational Vehicles

1.99% APR to 3.99% APR*

Home Equity Line of Credit

Prime Rate Less 0.10% – Variable. Same rate up to 100% equity!

In-House First Mortgage

2.85% APR (5 year fixed), 3.00% APR (10 year fixed), 3.30% APR (15 year fixed)

20 and 30 Year Fixed Mortgage (Fannie Mae)

Please call for current rates. Subject to change daily.

Home Equity (Second Mortgage)

4.70% APR (5 year fixed),  4.85% APR (10 and 15 year fixed)

Student Loans

Please visit our Student Loans page for more information.

Line of Credit

10.5% APR

Effective 9/1/2017. All rates are subject to change.

*If your paycheck or social security check is direct deposited in your checking account. Includes checking discount (up to 60 months)


See our rates for Savings, Money Market and CDs!