Savings

Great rates, flexible accounts!

Your Credit Union offers some of the best interest rates on the market. Whether you are saving for a more secure future, a sunny vacation or a college education, we’ve designed our savings accounts to help you meet the goals important to you.

Use direct deposit or payroll deduction to make saving automatic and easy. And you can link your savings account to your GCU checking account as overdraft protection.

Since we are federally insured by the NCUA, your personal savings account is insured up to $250,000.

• College Savings
• Money Market Accounts
• High-rate Certificates
• Christmas Club
• Vacation Accounts

Account Type

Rate

APY

Minimum

Share Account

0.150%

0.15%

$25

Special Share Account

0.150%

0.15%

$0.01

Vacation Club Account

0.150%

0.15%

$0.01

Christmas Club Account

0.150%

0.15%

$0.01

Escrow/Educational Account

0.150%

0.15%

$0.01

Free Checking Account

0.100%

0.10%

$500 (no minimum to open)

Certificates

Term

Rate

APY

Minimum

6 Months

0.499%

0.50%

$1,000

9 Months

0.599%

0.60%

$1,000

12 Months

0.698%

0.70%

$1,000

18 Months

0.748%

0.75%

$1,000

24 Months

0.798%

0.80%

$1,000

36 Months

1.244%

1.25%

$1,000

Money Market Account

Rate

APY

Minimum

0.100%

0.10%

$.01 – 4,999.99

0.300%

0.30%

$5,000 – 9,999.99

0.300%

0.30%

$10,000 – 24,999.99

0.399%

0.40%

$25,000 – 49,999.99

0.449%

0.45%

$50,000 – 74,999.99

0.499%

0.50%

$75,000 – 99,999.99

0.549%

0.55%

$100,000 – above

APY = Annual Percentage Yield
Effective 6/1/2017. All rates are subject to change.