Privacy Statement


For Questions or Concerns Regarding This Notice, Please Contact:

Gundersen Credit Union
Attn: Member Services
1910 South Avenue
La Crosse, WI 54601

(608)-775-4715
memberservice@gundersencu.org

FACTS WHAT DOES GUNDERSEN CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
HOW? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons Gundersen Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Gundersen Credit Union share? Can you limit sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For nonaffiliates to market to you No We don't share
Who we are
Who is providing this notice? Gundersen Credit Union
What we do
How does Gundersen Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.
How does Gundersen Credit Union collect my personal information? We collect personal information, for example, when you:
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
  • show your government-issued ID
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates Companies related by common ownership or control. They can be financial or nonfinancial companies
  • Gundersen Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • Gundersen Credit Union does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Gundersen Credit Union does not jointly market